Teresa and Joe Giudice Charged with Two More Counts of Fraud

A federal grand jury has decided that 39 counts of mail and wire fraud, bank fraud, making false statements on loan applications and bankruptcy fraud are just not enough for Teresa and Joe Giudice.

The Real Housewives of New Jersey stars can now look forward to fighting two new counts of bank fraud and loan application fraud in court that were filed against them in New Jersey Monday.

The new charges involve a $361,250 mortgage loan that Teresa allegedly applied for in July 2005 that falsely stated the TV mom was making $15,000 a month as a realtor.

Each new count comes with a maximum of 30 years in prison and a $1 million fine.

To top that off, the controversial reality couple is still facing the original indictment charges, which include a litany of alleged criminal activity:

- From September 2001 through September 2008, the Giudices allegedly committed mail and wire fraud conspiracy when they submitted fraudulent mortgage and other loan applications to lenders and lied about their employment status and inflated salaries.

- In September 2001, authorities say Teresa allegedly applied for a mortgage loan of $121,500 and falsely claimed on the documents that she was an executive assistant, submitted fake W-2 forms and pay-stubs by this phantom employer.

- The original indictment also cites the Giudices Chapter 7 bankruptcy filing in 2009 (which they later withdrew in 2011) when they allegedly and intentionally covered up nearly $43,000 they made from a rental property and Teresa’s income of over $110,000 from the Housewives, website sales and personal and magazine appearances.

- The indictment also alleges that even before the headline-making couple became famous on the hit Bravo show, Joe (real name Giuseppe) made $996,459 between 2004 and 2008, but didn’t file tax returns.

All of this could equal up to 50 years behind bars, and even more time for Joe, who’s already facing over 11 years in prison after being charged in 2011 with fraudulently obtaining a phony driver’s license.

Teresa, 41, and Joe, 43, pleaded not guilty in August to the original 39 counts, and the reality mom-of-four is staying strong for her daughters Gia, 12, Gabriella, 9, Milania, 7, and Audriana, 4.

“Every family has problems. Nobody’s perfect,” she told In Touch. “I have to be strong for my kids.

“You’ve got to keep living life and being positive. You can’t just curl up in a ball and crawl into a hole. What’s that going to do? I want the kids to enjoy their childhood. And to be the best mom I can be.”

Attorneys for the Giudices were not available for comment.

They are expected back in court on Wednesday.