Teresa and Joe Giudice Owe $261,000 in Taxes

No money, mo’ problems.

Hard time hasn’t taught Teresa and Joe Giudice a damn thing if you ask the state of NJ … which says the ‘Real Housewives’ stars owe a ton of income tax.

According to docs obtained by TMZ … Teresa was hit with a tax lien for $23,365 in February, just two months after she got sprung from prison. Of course, Joe started his 41-month prison stint in March … but still managed to get nailed in April for $238,269 of unpaid taxes. Continue reading at TMZ…