Find out the company that the cdriet cards go through, first. ours where I work is citibank and is VERY difficult to get. A lot of the time jewelry stores (I work for one) will give a limit, say $400, where you have to put 20% down on any purchase. That is to help you build cdriet up. But it is not good to pay it all off at once, cdriet companies want to show consistancy in paying, not buying. Make the minimum (or a little more) payments each month, but don\'t pay it completely off right away. Show them that you are responsible to make payments on a schedule. That will slowly build your cdriet up. I am in the process now of building mine up. I used to work for macy\'s and got screwed big time cdriet wise and it crushed mine.
Geri Halliwell? I dunno, i can't guess any of these so far.